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Some traditional banks still offer truly free checking accounts, but it gets more difficult every year to find one. More often, you have to jump through annoying hoops to get those monthly maintenance fees waived. Good thing traditional banks — and tradition-minded online banks — aren’t the only game in town anymore. Dozens of fintech … Read more

Many aspiring credit card users face a chicken-and-egg problem. You need a credit score, and a decent credit score in most cases, to qualify for most credit cards. But it’s hard to establish and build credit without a credit card. The Petal® 2 “Cash Back, No Fees” Visa® Credit Card offers a way around that. … Read more

Grocery shopping is a great equalizer. Rich and poor, adventurous cooks and microwave-only eaters — pretty much everyone knows what it’s like to browse supermarket shelves. By now, most know how to play the grocery delivery game too. So it’s no surprise that supermarket credit card offers are so popular up and down the income scale. … Read more

Small-business credit cards are increasingly popular business financing options, particularly for entrepreneurs who don’t qualify for traditional business loans or have access to networks filled with deep-pocketed family members, friends, and colleagues. No matter what your business does, a credit card can probably help — as long as you use credit wisely and avoid making purchases … Read more

An impressive number of online banks offer relatively high yields on savings accounts, money market accounts, and even checking accounts. Yes, even when interest rates are low. And everyone needs a checking account. Why not choose one with a yield that rivals the best high-yield savings accounts? Best High-Yield Checking Accounts Many of these high-yield … Read more

If you only stay in hotels a handful of times each year, it’s fair to wonder whether you should bother with a branded hotel credit card. Though these cards tend to have generous benefits for frequent guests, most charge annual fees that are difficult for occasional guests and light spenders to offset. Most, but not … Read more

Bank banks don’t want your deposits. At least, that’s the conclusion I’ve drawn over the last year as savings account yields at Citibank, Wells Fargo, Bank of America, and other big banks have scarcely budged despite the most aggressive Federal Reserve rate-hiking cycle in memory. Good thing big banks aren’t the only game in town … Read more

Lots of rewards credit cards pick a lane and stick with it. They offer bonus cash back or points on purchases at restaurants, or vehicle fueling stations, or travel vendors — but not all three. The Wells Fargo Autograph Card is a little different, in a good way. It pays bonus rewards points on restaurant, … Read more

The savings offers that appear on this site are from companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MoneyCrashers.com does not include all savings companies or all savings offers available in the marketplace. Right now, the … Read more

Individual Retirement Accounts (IRAs) are an excellent way to save for retirement. There are several types of IRAs, each with its own rules and benefits. In this article, we will focus on Contributory IRA and discuss its features, advantages, and disadvantages. A Contributory IRA, otherwise known as a traditional IRA, is a retirement savings account … Read more