Every time you go to the grocery store, it seems like the price of food has crept up just a little bit more. You can save by shopping sales, using a cash-back credit card, and clipping coupons. But it’s also easy to forget those coupons when you head out for your weekly grocery shopping. And … Read more
Certificates of Deposit (CDs) work similarly to online savings accounts or money market accounts in terms of offering great returns with zero risk. The difference is, CDs “lock your money up” for a specified period of time. To access your funds before the term ends, you’ll have to pay a penalty. Although CDs offer less … Read more
Choosing a small-business checking account can quickly get overwhelming. It’s not always clear which features add value and which serve mainly to confuse, and many accounts come with frustrating transaction restrictions that can really bite as your business grows. So for many small-business owners and independent professionals, simpler is better. LendingClub Bank seems to agree. … Read more
To get the best savings account rates, start by shopping around and comparing different banks and credit unions. Here’s some of the top national rates to get the most out of your savings account. While the best savings accounts used to come from traditional brick-and-mortar institutions, this is no longer the case at all. The … Read more
Have you ever wondered what a 9-figure amount looks like? It’s a sum of money too big to ignore, with a whopping total of 100 million to less than 1 billion. Discover more about this colossal figure and the wealth it represents When we mention nine-figure sums, we’re talking about a truly astronomical level of … Read more
Bill pay streamlines your bills, allowing you to automatically pay each provider on a recurring basis, all from one location. Banks and credit unions offer bill pay services, typically at no cost to you. Although similar, bill pay differs from autopay in that payments run through your bank account rather than through each lender or … Read more
The savings offers that appear on this site are from companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MoneyCrashers.com does not include all savings companies or all savings offers available in the marketplace. Years ago, finding … Read more
Autopay allows you to set up automatic drafts from your account to pay your bills each month. Most service providers offer autopay as a feature, and some lenders even include a rate or payment discount if you enroll. Autopay and bill pay are similar in that you can easily manage your payments, but your lenders … Read more
Dozens of banks and credit unions lure new business with account-opening promotions. Some reward first-time customers with bonuses worth hundreds of dollars just for opening an account and making qualifying deposits. The best land on our regularly updated roundup of the top new bank account promotions. You’ve probably seen credit card issuers get in on the … Read more
Credit card debt gets tiresome quickly. You pay your monthly minimums, maybe a little more when you can afford it, but the balances on your cards never seem to go down. If you’re sick of juggling multiple high-interest payments, consolidating your debt can help. And if you’re a homeowner, you have a powerful tool that … Read more