If you’re like most people, you enjoy eating out at (or ordering in from) restaurants. You shop for groceries weekly, if not more often. You stream your favorite shows and podcasts. You own or share a car. The U.S. Bank Altitude® Go Visa Signature® Card rewards you for doing all of these things, and it … Read more
Your kid’s first bank account doesn’t have to be a traditional bank account. Several legitimate financial technology companies offer family finance apps with kid-friendly debit cards, customizable parental controls, chore management systems, and even parent-paid interest. FamZoo is one of those companies. For my money, it’s one of the best. And with no minimum age … Read more
Long-term financial goals are an essential part of financial planning. They help you define your aspirations and create a roadmap for achieving them. Long-term goals aren’t easy to achieve. But why? Could it be that motivation wanes over time? Perhaps external circumstances change. Maybe it has to do with the feasibility of the goals. Many … Read more
Driving for a ridesharing app like Uber or Lyft or a food delivery app like DoorDash or Instacart. Working as a writer or graphic designer for hire. Teaching English online in your spare time. These are among the most popular side gigs and freelance opportunities for people looking to earn extra income. These solopreneurs count as self-employed … Read more
Most of the best bank account promotions on the market right now cater exclusively to consumers. Indeed, many of the United States’ best online banks seem to favor personal account holders rather than business owners. But not all banks shortchange small-business owners. If you’re a small-business owner, solopreneur, or freelancer, you just need to know where to look to … Read more
It’s nice to earn predictable interest on your savings account balance or rewards on your debit or credit card transactions. But it’s not as fun as doubling your paycheck or earning tens of thousands of dollars in cash prizes for everyday financial activities. Yotta leans into the idea that money management should be fun. Rather … Read more
You can pay rent with any credit card and earn rewards on the entire payment. But even if your credit limit can accommodate the transaction, there’s a catch: You generally have to use a payment portal that tacks 2% to 4% onto the transaction. That’s more than enough to offset any rewards you’d earn. Bilt … Read more
Some traditional banks still offer truly free checking accounts, but it gets more difficult every year to find one. More often, you have to jump through annoying hoops to get those monthly maintenance fees waived. Good thing traditional banks — and tradition-minded online banks — aren’t the only game in town anymore. Dozens of fintech … Read more
Many aspiring credit card users face a chicken-and-egg problem. You need a credit score, and a decent credit score in most cases, to qualify for most credit cards. But it’s hard to establish and build credit without a credit card. The Petal® 2 “Cash Back, No Fees” Visa® Credit Card offers a way around that. … Read more
Grocery shopping is a great equalizer. Rich and poor, adventurous cooks and microwave-only eaters — pretty much everyone knows what it’s like to browse supermarket shelves. By now, most know how to play the grocery delivery game too. So it’s no surprise that supermarket credit card offers are so popular up and down the income scale. … Read more