You’ve decided to set some money aside for a rainy day. You want to keep it somewhere until you need it. You consider your options. A piggy bank? Too childish (and, let’s be honest, it can only hold so much). Under your mattress? It could be fun to sleep atop all your wealth like a … Read more

The U.S. government is in danger of intentionally defaulting on its debt obligations for the first time in its history.  The Biden Administration and the House of Representatives, which is controlled by Republicans and led by Speaker Kevin McCarthy, must agree to raise the country’s legal borrowing limit — known as the debt limit or … Read more

There’s no shortage of ways to pay someone these days. From cash and credit cards to digital platforms like Zelle and PayPal, many of us can go our whole financial lives without ever coming across a money order. But they still exist, and if you need to fill one out, you might have no idea … Read more

If this past year has taught us anything, it’s that investments that seem too good to be true almost always are. Many investors were burned by ‘can’t miss’ tech stocks and could only watch as the value of digital assets, like cryptocurrencies and NFTs, evaporated in minutes and couldn’t sustain the promised high returns.   In … Read more

The 401(k) plan is the largest asset many investors own accounting for 36.2% of their total net worth according to the U.S. Census Bureau. Regularly checking your 401(k) account can help you stay on top of your investments, and make sure that your money is working for you in the best way possible. What is … Read more

Quick Look Credit bureaus, also known as credit reporting agencies, collect and report on consumer credit and payment information. The three major credit bureaus are Equifax, Experian, and TransUnion.  There are many other credit bureaus, some of which collect very specific data.  It’s March 9, 1922, and you need a loan. You head up to … Read more

I spend much of my time studying and comparing cash-back credit cards, so it takes a lot for a new credit card to surprise me. I almost hate to admit it, but the new Fifth Third 1.67% Cash/Back Card threw me for a loop. Not because 1.67% Cash/Back has a revolutionary rewards program or stunning … Read more

If you feel like it’s getting more and more difficult to get ahead, it may be time to earn more money. But, if you can’t see that happening at your 9-5 job, you may have to take matters into your own hands.  Here’s the good news: side hustles let you earn extra cash while maintaining … Read more

I don’t share many Americans’ weird fascination with the United Kingdom, but I get it. Its royal family is hilariously out of touch with reality, its political system makes ours look functional by comparison, and the slow decline of its popular culture in the age of streaming TV is at once sad and satisfying to … Read more

The average American has more than $6,000 in credit card debt. That figure is climbing quickly as total U.S. credit card debt surpasses $930 billion, closing in on the all-time high set in 2019. The vast majority of people who carry credit card balances are current on their bills. Sure, they’re paying too much to … Read more