Quick Look Credit bureaus, also known as credit reporting agencies, collect and report on consumer credit and payment information. The three major credit bureaus are Equifax, Experian, and TransUnion.  There are many other credit bureaus, some of which collect very specific data.  It’s March 9, 1922, and you need a loan. You head up to … Read more

I spend much of my time studying and comparing cash-back credit cards, so it takes a lot for a new credit card to surprise me. I almost hate to admit it, but the new Fifth Third 1.67% Cash/Back Card threw me for a loop. Not because 1.67% Cash/Back has a revolutionary rewards program or stunning … Read more

If you feel like it’s getting more and more difficult to get ahead, it may be time to earn more money. But, if you can’t see that happening at your 9-5 job, you may have to take matters into your own hands.  Here’s the good news: side hustles let you earn extra cash while maintaining … Read more

I don’t share many Americans’ weird fascination with the United Kingdom, but I get it. Its royal family is hilariously out of touch with reality, its political system makes ours look functional by comparison, and the slow decline of its popular culture in the age of streaming TV is at once sad and satisfying to … Read more

The average American has more than $6,000 in credit card debt. That figure is climbing quickly as total U.S. credit card debt surpasses $930 billion, closing in on the all-time high set in 2019. The vast majority of people who carry credit card balances are current on their bills. Sure, they’re paying too much to … Read more

As Robinhood has become increasingly popular among investors and traders, the question of whether or not it is a safe platform for trading has come under scrutiny. Many people have asked, “Is Robinhood really safe?” With its easy-to-use interface and commission free trades, Robinhood has become one of the most popular stock trading apps in … Read more

When I was a kid, my parents thought they didn’t need to worry about my financial education. They miscalculated. They mistook my penchant for collecting things — My Little Ponies, Troll dolls, and even cold, hard cash — for being responsible with money. Not so much. By the time I graduated from college, I was … Read more

It’s nothing new for a cash-back credit card to blend bonus rewards on purchases with specific retailers and broader cash-back earnings in general-spending categories like fuel, restaurants, or travel. Two of my favorite store credit cards, the Amazon Prime Rewards Visa Signature Card and the Costco Anywhere Visa by Citi, do this very well. It … Read more

The life insurance industry offers some of the country’s top careers and highest-paying jobs. From agents to underwriters, plenty of career paths can lead you to a lucrative position in the life insurance field. With more than 2.8 million people currently employed in life insurance roles across the United States in 5,929 insurance companies, it’s … Read more

The Chase Freedom Flex℠ Card is one of the most popular no-annual-fee cash-back credit cards on the market. That’s due in part to its distinctive rewards program, which pays up to 5% cash back on select purchases. The centerpiece of that 5% cash-back tier is a set of quarterly rotating bonus spending categories. These categories … Read more