One factor that’s sure to weigh heavily when you’re looking for a starter bank account is your kid’s age. Many kid-friendly checking and savings accounts are unavailable to children under 13. On the savings account side, Capital One 360 Kids Savings Account is one of the few that is.  Good thing it also happens to … Read more

Before I started writing in the personal finance space, I spent nearly 8 years working alongside my husband in a funeral home. My husband Greg worked as a mortician, and I was the Director of Family Services. I learned so much about living and dying during my years in the mortuary business, but there’s one … Read more

Your kid’s piggy bank won’t hold forever. When they’re ready for a real bank account, consider the Alliant Credit Union Kids Savings Account. The Alliant Credit Union Kids Savings Account earns a spot on our list of the best savings accounts for kids thanks to its low fees and excellent yield on all balances. As … Read more

Getting a new car is one of the better feelings in life, I’ll admit. But, it’s also one of the biggest financial transactions most people make. Get a good deal, and you’ll save a ton of money over the life of the car. Strike a bad deal, and it can haunt you for years.  It … Read more

The Capital One MONEY Teen Checking Account is one of the best bank accounts for kids. It pays interest on all balances, it’s open to kids as young as 8, and it’s flexible enough to accommodate kids and teens at all stages of their financial education journeys. But MONEY Teen Checking isn’t perfect. The biggest … Read more

If your high schooler is ready for a checking account of their own — so long as it has training wheels — then Chase High School Checking needs to be in the running.  Though it doesn’t earn interest on balances or rewards on debit card purchases, it claims a spot on our list of the … Read more

Wells Fargo Clear Access Banking is not the best kids’ bank account on the market. It does make our list of the best bank accounts for kids, but only just. Good thing Clear Access Banking isn’t only a kids’ bank account. Unlike most of its competitors, it’s designed for older teens and young adults as … Read more

Thinking about converting your retirement account to a Roth IRA? It’s easy to see why the Roth IRA is so incredibly popular. Contributions to a Roth IRA are made with income that has already been taxed, meaning there’s no initial tax benefit, but the money you have in a Roth grows tax-free over time. Roth … Read more

Financial bloggers often portray the traditional IRA vs. the 401(k) plan as a debate, as if one plan is better than the other. In truth, they’re very different plans, and they fill very different needs. If you can, you should plan to have both. This is especially true if your 401(k) plan is fairly restrictive. … Read more

I like to think I know more about credit cards than the average person. I’ve written dozens of credit card reviews for Money Crashers and personally tried out more credit cards than I’d like to admit. So I was surprised and a little embarrassed to learn for the first time recently that the IRS permits … Read more