Life insurance provides financial protection to individuals and their loved ones in the event of unexpected circumstances. One key aspect to consider when choosing a life insurance policy is whether it generates immediate cash value. In this article, we will explore different types of life insurance policies and discuss which ones offer the benefit of … Read more

When you’re a small business owner, a cash-back credit card can be one of your most valuable tools for trimming business expenses. Good thing there’s a nearly infinite number of cards that offer 1% or 1.5% cash back on all purchases. Some even offer 2%.  The Bank of America Business Advantage Customized Cash Rewards Credit … Read more

I recently talked about the right age to open a child’s bank account. That leads to the obvious question about its advantages and disadvantages. If you’re ready to teach your child about money management, giving your child their own debit card with linked spending and savings accounts plus a small monthly allowance gets them off … Read more

Travel rewards credit cards are not one-size-fits-all. They fall into several broad categories. These categories include airline rewards credit cards designed to reward spending with specific airlines or airline partnerships, hotel credit cards that focus their rewards firepower on hotel stays and related expenses, and even cash back credit cards that offer accelerated cash back … Read more

Observing the current trends in the stock market has been challenging. The Federal Reserve is making moves to curb high inflation rates, and many financial experts concur that an economic downturn could be on the horizon. Unsurprisingly, these developments have affected the market. Notable indices like the S&P 500, the Dow Jones Industrial Average, and … Read more

Even the most aggressive stock market investors keep some cash on the sidelines. That balance helps offset market volatility and cover end-of-year tax payments on capital gains. It’s there when you’re ready to put more money in the market too. Many brokerages hold cash in basic, boring accounts that pay little or no interest and … Read more

If you’re a small business owner, one of your top priorities is surely to save money on unavoidable expenses. Purchasing business supplies online at Amazon.com is one of the ways many small business owners also save time.  With the Amazon Business Prime Card from American Express, you can do both while earning up to 5% … Read more

Are you curious about how much $30 an hour could earn you in a year? Well, wonder no more because we’re diving into the nitty-gritty of annual and monthly salaries for those who make this hourly wage. Money may not grow on trees, but with the right salary, it might as well. Did you know … Read more

Decision fatigue is a real thing for folks in the market for a new rewards credit card. If you’re tired of evaluating the ins and outs of credit card rewards programs, there’s no shame in settling for a simple, easy-to-understand alternative. The SoFi Credit Card is just such an alternative. And it doesn’t require much … Read more

If you’re a seasoned trader who spends hours watching the markets every weekday and relies on your portfolio to supplement or even provide the bulk of your income, low-cost robo-advisors and most mass-market DIY brokerages don’t cut it for you. You need a powerful trading platform that lets you execute at a level commensurate with … Read more