Popular financial advice is that you should save up at least six months of expenses in an emergency fund so you always have cash on hand for sudden expenses. However, if you already have enough of a cushion, it’s important to put the rest of your money to work rather than sitting on idle cash. … Read more

Whether your retirement is fast approaching or decades away, it is likely that you do not spend much time pondering what will happen when you stop working. Unfortunately, many people are unable to retire when they’d like to because of their financial situation. With careful planning, you can avoid this predicament. Planning ahead for retirement allows … Read more

Americans are increasingly responsible for planning their own retirements as pensions gradually go extinct. Combine that with longer life expectancies and weaker Social Security benefits, and many Americans worry they’ll run out of money in retirement. Although retirement has changed dramatically over the last 25 years, you have more resources than ever to help you … Read more

There are some jobs in life that you can DIY and others that you leave to the pros. While you can handle simple tasks like paying your bills, what about doing your taxes, forming a business, or making a will?  Even when you’re sure you need help with your finances, it’s not always obvious where … Read more

It’s becoming increasingly difficult to find truly free checking accounts. But they’re still out there if you know where to look. Indeed, many online banks and a few choice brick-and-mortar stores still offer legitimately free, FDIC-insured accounts with few restrictions and plenty of sweeteners. Some even pay interest, though not enough to keep up with … Read more

Do your current financial apps give you everything you need in one place? Can you easily send money to friends, invest in stocks, save with competitive interest rates, and get paid early — all from a single app? If you hesitated for even a moment, Cash App might be the solution you’ve been looking for. … Read more

It’s possible to make $100s by opening a new bank account, but sorting through the best offers can be tricky. There’s no shortage of enticing opportunities for banking clients right now. We’re happy to do the work for you. The Money Crashers team combs through hundreds of bank account deals every month to find you … Read more

In an era where most checking accounts earn little to no interest, Axos ONE stands out by offering a bundled solution that combines high-yield savings and interest-earning checking into a single, fee-free package. This innovative product from San Diego-based Axos Bank turns everyday banking into a wealth-building opportunity for digitally-savvy customers. Unlike traditional banks that … Read more

Finding a business checking account that doesn’t nickel-and-dime you with fees can feel impossible. Enter Axos Basic Business Checking – a digital-first solution that eliminates the monthly maintenance fees, minimum balance requirements, and transaction limits that plague traditional business banking. This online-only account from San Diego-based Axos Bank delivers exactly what its name promises: basic, … Read more

Most of the best bank account promotions on the market right now cater exclusively to consumers. Indeed, many of the United States’ best online banks seem to favor personal account holders rather than business owners. But not all banks shortchange small-business owners. If you’re a small-business owner, solopreneur, or freelancer, you just need to know where to look to … Read more