admin

Roth IRA rates are not fixed but rather depend on the performance of the underlying investments you choose One of my most favorite questions that I often get as a financial planner is “What’s your best rates on Roth IRA’s?” Coming in at a close second is, “What’s the best stock to buy right now?” … Read more

Building wealth takes time and patience, but it also requires you to take real, actionable steps with your money. After all, you won’t get rich by keeping your extra cash under your mattress and hoping for the best. You have to invest your money if you want it to start growing to its full potential. … Read more

Some credit cards have complicated, multi-tier rewards programs and lists of perks and benefits longer than your arm. At times, it can feel like you need a special degree just to understand what they offer and how to maximize their value. The Synchrony Premier World Mastercard is not that kind of credit card. It’s an … Read more

Canceling a life insurance policy is an important decision that can have financial and emotional implications. Deciding whether to continue with your life insurance policy or cancel it is not just a significant financial choice, it can also have profound emotional implications. After all, life insurance isn’t just a monetary consideration – it’s about ensuring … Read more

Highlights The Panic of 1907 was a major U.S. financial crisis in the fall of 1907. It exposed deep weaknesses in the U.S. financial system and raised concerns about bankers’ economic influence. In its aftermath, Congress created the Federal Reserve Bank of the United States, the linchpin of the modern financial system. In 1907, cars … Read more

The information related to the Chase Freedom Rise Credit Card has been collected by Money Crashers and has not been reviewed or provided by the issuer of this card. When you’re looking for your first credit card, your choices are often between cards with high annual fees and others that have no rewards and free … Read more

I completely understand why some people are afraid to use credit cards. I was. It seemed like a surefire way to get into credit card debt seemingly overnight. But between rewards credit cards and sign-up bonuses, I realized credit cards can be used for good — a lot of good. Credit card sign-up bonuses can … Read more

Life insurance provides financial protection to individuals and their loved ones in the event of unexpected circumstances. One key aspect to consider when choosing a life insurance policy is whether it generates immediate cash value. In this article, we will explore different types of life insurance policies and discuss which ones offer the benefit of … Read more

When you’re a small business owner, a cash-back credit card can be one of your most valuable tools for trimming business expenses. Good thing there’s a nearly infinite number of cards that offer 1% or 1.5% cash back on all purchases. Some even offer 2%.  The Bank of America Business Advantage Customized Cash Rewards Credit … Read more

I recently talked about the right age to open a child’s bank account. That leads to the obvious question about its advantages and disadvantages. If you’re ready to teach your child about money management, giving your child their own debit card with linked spending and savings accounts plus a small monthly allowance gets them off … Read more