admin A line of credit is an open-ended loan that allows you to borrow money as you need it. Credit lines can be secured by valuable collateral (like real estate) or unsecured. Common types of credit lines include home equity lines of credit and credit cards. Credit line interest rates often vary with benchmark rates, and … Read more
Whether you need to buy a car, pay off credit card debt, or save for a mortgage down payment, an extra $10,000 wouldn’t hurt. But what if you don’t have time to save up for years? What if you need the money ASAP? Turns out, there are many ways to make $10,000 fast. They require … Read more
The rent really is too damn high. Or rather, U.S. home prices have skyrocketed so much faster than median incomes that most Americans can’t afford new housing. That’s no exaggeration. Literally 7 in 10 Americans can’t afford the median cost of a new home. So what’s a median American to do? Get creative, that’s what. … Read more
Verizon is not one of the cheapest cell phone plan providers on the market. But it’s reliable and reputable, which is enough for millions of customers. If you’re one of them and you have solid credit, the Verizon Visa Card could help you reduce the cost of doing business with Verizon. And avoid the hassle … Read more
The information related to the Chase World of Hyatt Business Credit Card has been collected by Money Crashers and has not been reviewed or provided by the issuer of this card. The World of Hyatt Business Credit Card offers hotel rewards and benefits to small-business owners who prefer to stay at Hyatt hotels and resorts. … Read more
The content related to the IHG One Rewards Premier Business Credit Card has been collected by Money Crashers and has not been reviewed or provided by the issuer of this card. If your business activities regularly take you on the road, it makes sense to use a credit card that offers the most possible rewards … Read more
When you’re searching for rewards credit cards, you see phrases like “5% cash back,” “2x points,” and “4x miles.” These phrases sound straightforward, but they’re anything but. Some come with stipulations. For example, they may limit how much you earn to a particular category or how much you earn in that category. And earning the … Read more
Banks don’t market checking accounts to older adults at quite the same rate as they do to students, small-business owners, or general audiences looking for free checking options insured by the FDIC. But senior-friendly checking accounts do exist, and they’re more common than you might imagine. Look no farther than the checking accounts on this … Read more
As one of the biggest banks in the United States, you’d expect U.S. Bank to have a whole slew of checking accounts, each tailored to a specific group of potential customers. You might shrink at the idea of evaluating all these options and eventually choosing the one that best fits your needs. Rest assured, there’s … Read more
Roth IRA rates are not fixed but rather depend on the performance of the underlying investments you choose One of my most favorite questions that I often get as a financial planner is “What’s your best rates on Roth IRA’s?” Coming in at a close second is, “What’s the best stock to buy right now?” … Read more