The Chase Sapphire Preferred® Card is a popular travel rewards credit card that’s ideal for people who dine out and travel often. Though it does come with an annual fee of $95, Sapphire Preferred has a generous rewards program: 5 total points per $1 spent on eligible travel purchases made through Chase Ultimate Rewards (after the $50 … Read more
Discover it® Cash Back is a cash back credit card with no annual fee and a nice rewards scheme. The card earns a base rate of 1% cash back on all purchases, but select rotating categories — for example, gas stations, restaurants, and department stores — earn 5% cash back on up to $1,500 in purchases per quarter. … Read more
Discover it® Chrome — officially known as the Discover it® Chrome Gas & Restaurant Credit Card — is a hybrid cash back and gas credit card with no annual fee. Discover it Chrome’s rewards program favors gas station and restaurant purchases, and moderately rewards other types of spending. It belongs to a broad family of Discover cash back and travel … Read more
Capital One Spark Miles for Business is a business credit card with a $95 annual fee (waived the first year) and a straightforward travel rewards program that earns an unlimited 2 miles per $1 spent on most purchases. Once accumulated, miles can be redeemed for airfare, hotel stays, car rentals, and other types of travel … Read more
The information related to the Southwest Rapid Rewards® Plus Credit Card has been collected by Money Crashers and has not been reviewed or provided by the issuer of this card. The Southwest Rapid Rewards® Plus Credit Card is a travel rewards credit card with a $69 annual fee and a rewards program that favors frequent Southwest Airlines … Read more
The Blue Cash Everyday® Card from American Express is a no-annual-fee cash-back credit card with a very generous rewards program. Blue Cash Everyday offers 3% cash back (up to $6,000 per calendar year) on U.S. supermarket purchases, 3% cash back on U.S. online retail purchases, 2% cash back at U.S. gas stations and select U.S. … Read more
The Marriott Bonvoy Business® American Express® Card is a hotel rewards card and business credit card with a $125 annual fee. See rates and fees. Every Marriott Bonvoy Business American Express Card purchase earns Marriott Bonvoy points, Marriott’s loyalty program currency. Once you accumulate enough points, you can redeem for free nights and room upgrades at thousands of participating Marriott hotels … Read more
If you have a bank account – or even if not – you’ve likely heard of FDIC insurance. FDIC insurance is deposit insurance overseen by the Federal Deposit Insurance Corporation, a federal entity created by the Banking Act of 1933. FDIC insurance guarantees the safety of deposits in checking, savings, and CD accounts held with FDIC … Read more
Self-directed saving seems easy enough. You set a goal (say, a down payment for a new car), a dollar amount, and the date you’d like to reach the goal. You figure out how much of each paycheck to set aside to make it happen. And then you dutifully transfer funds from your checking account to … Read more
One of the issues that many people have been concerned with during this recession is what happens when a bank is seized by the FDIC. This is a matter of concern because the recession saw quite a few bank closings, and there are still hundreds of banks still on the FDIC watch list for potential … Read more