As we transition from childhood to adulthood, there are certain milestones we all must pass. Among the earliest, most significant, and biggest pain in the you-know-what is choosing a new bank. Whether you’re starting your first job, saving for a big purchase, or simply looking to better manage your finances, the bank you choose can … Read more
Back when most of us were younger, we didn’t discuss money. You probably had no idea how much money your parents made. You didn’t care if your sneakers cost $5 or $50. And unless you were being chastised for leaving lights on (because electricity was not free!), you didn’t think about household bills. If you … Read more
A cash management account (CMA) combines many of the best aspects of checking and savings accounts. It lets you earn strong interest rates while keeping it easy to access and spend your cash. While CMAs can’t do everything a dedicated checking or savings account can do, many people find CMAs sufficient for their financial needs. Financial companies target CMAs … Read more
The best student credit cards are a lot like the best credit cards for nonstudents. They generally have low fees, reasonable APRs, and perks that specifically appeal to college students. A few even have cash back programs that reward spending on gas, groceries, dining out, and other routine purchases. So it should come as no … Read more
In response to a wave of scam calls plaguing WhatsApp users, the popular messaging company has issued a statement outlining its efforts to combat the fraudulent activities. The scams involve individuals receiving calls from fake international numbers, causing concern and confusion among users. WhatsApp has implemented spam detection technology to identify and take action against … Read more
If you’re like most people, you enjoy eating out at (or ordering in from) restaurants. You shop for groceries weekly, if not more often. You stream your favorite shows and podcasts. You own or share a car. The U.S. Bank Altitude® Go Visa Signature® Card rewards you for doing all of these things, and it … Read more
Your kid’s first bank account doesn’t have to be a traditional bank account. Several legitimate financial technology companies offer family finance apps with kid-friendly debit cards, customizable parental controls, chore management systems, and even parent-paid interest. FamZoo is one of those companies. For my money, it’s one of the best. And with no minimum age … Read more
Long-term financial goals are an essential part of financial planning. They help you define your aspirations and create a roadmap for achieving them. Long-term goals aren’t easy to achieve. But why? Could it be that motivation wanes over time? Perhaps external circumstances change. Maybe it has to do with the feasibility of the goals. Many … Read more
Driving for a ridesharing app like Uber or Lyft or a food delivery app like DoorDash or Instacart. Working as a writer or graphic designer for hire. Teaching English online in your spare time. These are among the most popular side gigs and freelance opportunities for people looking to earn extra income. These solopreneurs count as self-employed … Read more
Most of the best bank account promotions on the market right now cater exclusively to consumers. Indeed, many of the United States’ best online banks seem to favor personal account holders rather than business owners. But not all banks shortchange small-business owners. If you’re a small-business owner, solopreneur, or freelancer, you just need to know where to look to … Read more