The most important feature of a high-yield savings account is its interest rate. But it’s nice when your account helps you manage your money too — or at least doesn’t get in the way of that. The Marcus Online Savings account does both. It pays a yield that’s well above the national average for savings … Read more

The biggest banks generally aren’t known for competitive savings account yields. Even with interest rates higher than they’ve been in years, many big-bank savings accounts remain stuck in near-zero interest rate territory. Citi® Accelerate Savings is a rare exception. While not quite at the top of the heap, its yield is well above the national … Read more

The information related to the Chase United Business Card has been collected by Money Crashers and has not been reviewed or provided by the issuer of this card. As a small-business owner, you’re leaving money on the table if you don’t use the credit card that offers the most valuable rewards and benefits available. And … Read more

U.S. Bank is one of the biggest banks in the United States, so it’s no surprise that it offers a dizzying array of CDs. The more important question — one you’re perhaps asking right now — is “are they any good?” Without giving the game away entirely, U.S. Bank’s CD lineup is a mixed bag. … Read more

Unless you have hundreds of thousands of dollars (or more) in cash to save or invest, big banks don’t want your money. They won’t tell you that directly, but they make it plain with paltry yields on standard savings accounts and high asset requirements to avoid common banking fees.  Fortunately, high-yield savings accounts abound, mainly … Read more

If you have a decent amount of cash that you don’t anticipate needing right away, moving it from your savings account to a certificate of deposit (CD) could boost your return. Thousands of banks and credit unions offer CDs, so finding the best CD for your needs can feel like an overwhelming task. Fortunately, one … Read more

Quick Look The Fed raised interest rates by 25 basis points on May 3, 2023. Economists expected this, but there was more uncertainty around this hike than past ones. Due to the Fed’s raise in May 2023, interest rates on credit cards and mortgages increased. Savings account yields increased as well. The Fed hopes to … Read more

The sudden collapse of Silicon Valley Bank in March 2023 was a sobering reminder that even the biggest banks can fail — and potentially take their customers’ deposits with them. The federal government stepped in to cover Silicon Valley Bank’s customers’ deposits, preventing large-scale deposit losses. But because SVB’s failure occurred in part because it … Read more

You drive a lot. Maybe you have a long commute or use your car for work. Maybe you’re constantly ferrying your kids to and from school and extracurriculars. Maybe you’d take a well-routed road trip over a flight to your destination any day of the week. Or all of the above. Whatever the case, that … Read more

Personal Capital offers a suite of investment tools and access to a financial advisor, completely free. Best of all, they let you aggregate all of your financial accounts, and then they provide an investment-related analysis of your entire portfolio. Find out more about this great service in my complete review of Personal Capital. One thing … Read more