admin If you want your kids to grow into wealthy, financially literate adults, you’re going to have to teach them about money yourself. American public school systems certainly don’t teach financial literacy. It’s one reason 96% of Americans can’t pass a basic financial literacy test. I grew up in a middle-class household with well-educated parents. But … Read more
Looking for a way to reward your business (and yourself) for covering everyday expenses? The BMO Business Platinum Rewards Credit Card is a credit card for small business owners that features a large sign-up bonus and bonus points for common business purchases. It’s not exactly revolutionary, but it does what it promises. The problem is, so … Read more
Award travel enthusiasts know Iberia as a Spanish airline that’s owned by the same parent company as British Airways, Aer Lingus and LEVEL airlines. Unsurprisingly, it uses the same loyalty program as all those other carriers. The currency is known as ”Avios.” That’s all well and good, but you don’t really care about Iberia’s corporate … Read more
How much does your apartment cost? Your answer is likely to vary — a lot — depending on where you live. According to RentCafe, the average San Francisco apartment rented for $3,313 per month in February 2023. If you follow the old rule of spending no more than 30% of your income on housing, you’d need … Read more
If you’re an independent professional or own a very small business with just a handful of employees at most, you probably don’t need to overthink your business finances. You can get by with a simple, straightforward business bank account, preferably one that doesn’t cost you anything out of pocket. Small Business Bank Free Business Checking … Read more
It’s tough to find a really good business high-yield savings account these days. Most high-yield accounts are built for consumers; business savings accounts have a reputation for paying below-market interest and tacking on fees that unnecessarily increase the cost of keeping your cash on ice. Small Business Bank Business High Yield Savings is a rare … Read more
You don’t have to look too far for opportunities to earn extra cash. Market research companies offer good money for consumers’ honest opinions and reactions in focus groups and product testing studies. Cash-back apps like Ibotta or Rakuten help you make everyday purchases through affiliate websites. Health care organizations generously compensate fluid and tissue donors … Read more
Certificates of Deposit (CDs) work similarly to online savings accounts or money market accounts in terms of offering great returns with zero risk. The difference is, CDs “lock your money up” for a specified period of time. To access your funds before the term ends, you’ll have to pay a penalty. Although CDs offer less … Read more
Every time you go to the grocery store, it seems like the price of food has crept up just a little bit more. You can save by shopping sales, using a cash-back credit card, and clipping coupons. But it’s also easy to forget those coupons when you head out for your weekly grocery shopping. And … Read more
To get the best savings account rates, start by shopping around and comparing different banks and credit unions. Here’s some of the top national rates to get the most out of your savings account. While the best savings accounts used to come from traditional brick-and-mortar institutions, this is no longer the case at all. The … Read more